TellerScore

Pba Federal Credit Union (NCUA charter #11045) is based in Pine Bluff, Arkansas. Its Q2 2026 call report shows $11.3M in total assets and $8.0M in member shares and deposits and 1 office.

Pba Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 25th. Capital cushion contributes the most (100/100, 29.30%); earnings contributes the least (3/100, -0.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 29.30%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.20%
Earnings3/100
Return on assets (annualized): -0.43%
Funding & liquidity66/100
Loans ÷ shares: 94.2% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 16 points (58 → 74), mostly because the loan quality component improved by 67 points.

TellerScore
566777Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202477
Q4 202469
Q1 202556
Q2 202558
Q3 202568
Q4 202573
Q1 202674
Q2 202674
Net worth ratio
7.00%19.22%31.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202430.19%
Q3 202429.64%
Q4 202429.26%
Q1 202530.16%
Q2 202530.77%
Q3 202531.44%
Q4 202530.36%
Q1 202630.27%
Q2 202629.30%
Delinquent loans (60+ days)
0.10%1.16%2.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.02%
Q3 20240.69%
Q4 20241.31%
Q1 20252.08%
Q2 20252.23%
Q3 20251.22%
Q4 20250.81%
Q1 20260.10%
Q2 20260.20%
Return on assets
-1.15%-0.38%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.24%
Q3 20240.40%
Q4 20240.22%
Q1 2025-0.83%
Q2 2025-0.09%
Q3 20250.12%
Q4 20250.20%
Q1 2026-1.15%
Q2 2026-0.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$11.3M29.30%0.20%-0.43%94.2%
Q1 202674$11.0M30.27%0.10%-1.15%96.8%
Q4 202573$11.0M30.36%0.81%0.20%93.8%
Q3 202568$10.7M31.44%1.22%0.12%100.2%
Q2 202558$10.9M30.77%2.23%-0.09%100.1%
Q1 202556$11.2M30.16%2.08%-0.83%96.5%
Q4 202469$11.4M29.26%1.31%0.22%95.6%
Q3 202477$11.4M29.64%0.69%0.40%91.1%
Q2 202471$11.2M30.19%1.02%0.24%97.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.30%
94th
Problem loans0.20%
74th
Net charge-offs-1.00%
99th
Return on assets-0.43%
12th
Loans to deposits94.2%
6th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.4%
76th

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Fort Smith Teachers Federal Credit UnionCredit union Fort Smith, AR89 out of 100, Very strong$13.1M23.6%0.31%vs
Two Rivers Federal Credit UnionCredit union Arkadelphia, AR39 out of 100, Low$13.8M12.1%3.89%vs
Combined Federal Credit UnionCredit union Hot Springs, AR68 out of 100, Moderate$8.9M13.7%2.08%vs
Natural State Federal Credit UnionCredit union Searcy, AR86 out of 100, Very strong$8.8M17.4%0.36%vs
VA Hospital Federal Credit UnionCredit union Little Rock, AR69 out of 100, Moderate$8.6M11.2%0.83%vs

Deposit insurance

Is my money safe at Pba Federal Credit Union?

Yes. Pba Federal Credit Union is a federally insured credit union (NCUA charter #11045). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 29.30%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pba Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pba Federal Credit Union
Type
Federal credit union
NCUA charter #
11045
RSSD ID
630788
Primary regulator
NCUA
Established
1956
Headquarters
Pine Bluff Arsenal, Building 17-120, Pine Bluff, AR 71602
Employees
4

Quick answers

Pba Federal Credit Union: common questions

Is Pba Federal Credit Union NCUA insured?

Yes. Pba Federal Credit Union is a federally insured credit union (NCUA charter #11045). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pba Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pba Federal Credit Union have?

1 office as of the latest NCUA data.