Side-by-side · Q2 2026 data
Pba Federal Credit Union vs Natural State Federal Credit Union
Credit union
Natural State Federal Credit Union
Searcy, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Pba Federal Credit Union | Natural State Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 3 | 62 (stronger) |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 49th | 80th |
| Total assets | $11.3M | $8.8M |
| Deposits / shares | $8.0M | $7.1M |
| Capital ratio | 29.30% (stronger) | 17.40% |
| Problem loans | 0.20% (stronger) | 0.36% |
| Net charge-offs | -1.00% (stronger) | -0.02% |
| Return on assets | -0.43% | 1.04% (stronger) |
| Loans ÷ deposits | 94.2% | 82.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Natural State Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pba Federal Credit Union leads on 4 and Natural State Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.