Side-by-side · Q2 2026 data
PCB Bank vs American Plus Bank, N.A.
Metric by metric
| Measure | PCB Bank | American Plus Bank, N.A. |
|---|---|---|
| TellerScore | 70 | 88 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 71 | 92 (stronger) |
| Funding & liquidity | 25 | 34 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 58th | 92nd |
| Total assets | $3.5B | $935.0M |
| Deposits / shares | $2.9B | $748.0M |
| Capital ratio | 11.54% | 16.46% (stronger) |
| Problem loans | 0.30% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.28% | 1.81% (stronger) |
| Loans ÷ deposits | 98.9% (stronger) | 105.9% |
| Uninsured deposits | 47.9% | 33.5% (stronger) |
| Offices | 19 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
American Plus Bank, N.A. has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), PCB Bank leads on 1 and American Plus Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.