Side-by-side · Q2 2026 data
Pcm Credit Union vs Co-Op Credit Union
Metric by metric
| Measure | Pcm Credit Union | Co-Op Credit Union |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 55 | 66 (stronger) |
| Loan quality | 80 (stronger) | 73 |
| Earnings | 58 | 65 (stronger) |
| Funding & liquidity | 69 (stronger) | 65 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 45th | 51st |
| Total assets | $514.6M | $626.8M |
| Deposits / shares | $417.6M | $548.2M |
| Capital ratio | 10.52% | 11.55% (stronger) |
| Problem loans | 0.61% (stronger) | 0.80% |
| Net charge-offs | 0.17% | 0.05% (stronger) |
| Return on assets | 0.96% | 1.12% (stronger) |
| Loans ÷ deposits | 87.5% (stronger) | 95.1% |
| Uninsured deposits | 18.0% | 12.6% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 3.3% |
Co-Op Credit Union has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pcm Credit Union leads on 2 and Co-Op Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.