Side-by-side · Q2 2026 data
Pcm Credit Union vs Unison Credit Union
Metric by metric
| Measure | Pcm Credit Union | Unison Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 55 (stronger) | 47 |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 58 (stronger) | 56 |
| Funding & liquidity | 69 | 89 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 45th | 54th |
| Total assets | $514.6M | $393.6M |
| Deposits / shares | $417.6M | $321.7M |
| Capital ratio | 10.52% (stronger) | 9.71% |
| Problem loans | 0.61% | 0.29% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.22% |
| Return on assets | 0.96% (stronger) | 0.90% |
| Loans ÷ deposits | 87.5% | 71.3% (stronger) |
| Uninsured deposits | 18.0% | 8.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 4.3% |
Unison Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pcm Credit Union leads on 3 and Unison Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.