Side-by-side · Q2 2026 data
Peapack Private Bank & Trust vs Healthcare Employees Federal Credit Union
Credit union
Healthcare Employees Federal Credit Union
Princeton, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Peapack Private Bank & Trust | Healthcare Employees Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 86 (stronger) |
| Capital cushion | 40 | 86 (stronger) |
| Loan quality | 64 | 79 (stronger) |
| Earnings | 54 | 88 (stronger) |
| Funding & liquidity | 43 | 90 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 11th | 89th |
| Total assets | $8.0B | $137.2M |
| Deposits / shares | $7.1B | $119.0M |
| Capital ratio | 8.96% | 13.58% (stronger) |
| Problem loans | 1.07% | 0.62% (stronger) |
| Net charge-offs | 0.53% | 0.07% (stronger) |
| Return on assets | 0.84% | 1.71% (stronger) |
| Loans ÷ deposits | 93.6% | 70.5% (stronger) |
| Uninsured deposits | 36.4% | 2.4% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Healthcare Employees Federal Credit Union has the higher TellerScore (86 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peapack Private Bank & Trust leads on 0 and Healthcare Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.