Side-by-side · Q2 2026 data
Pecu Credit Union vs Capitol Credit Union
Metric by metric
| Measure | Pecu Credit Union | Capitol Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 98 (stronger) | 70 |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 57 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 89th | 54th |
| Total assets | $431.4M | $233.9M |
| Deposits / shares | $368.7M | $203.6M |
| Capital ratio | 14.78% (stronger) | 11.98% |
| Problem loans | 0.47% | 0.20% (stronger) |
| Net charge-offs | 0.45% | 0.21% (stronger) |
| Return on assets | 0.92% (stronger) | 0.25% |
| Loans ÷ deposits | 60.6% (stronger) | 85.3% |
| Uninsured deposits | 10.9% | 8.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.3% |
Pecu Credit Union has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Pecu Credit Union leads on 4 and Capitol Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.