Side-by-side · Q2 2026 data
Pecu Credit Union vs Texas Dps Credit Union
Metric by metric
| Measure | Pecu Credit Union | Texas Dps Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 98 (stronger) | 75 |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 57 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 89th | 62nd |
| Total assets | $431.4M | $98.1M |
| Deposits / shares | $368.7M | $85.2M |
| Capital ratio | 14.78% (stronger) | 12.48% |
| Problem loans | 0.47% | 0.15% (stronger) |
| Net charge-offs | 0.45% | 0.43% (stronger) |
| Return on assets | 0.92% (stronger) | 0.61% |
| Loans ÷ deposits | 60.6% (stronger) | 66.0% |
| Uninsured deposits | 10.9% | 7.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Pecu Credit Union has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Pecu Credit Union leads on 4 and Texas Dps Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.