Side-by-side · Q2 2026 data
Pecu Credit Union vs Velocity Credit Union
Metric by metric
| Measure | Pecu Credit Union | Velocity Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 98 (stronger) | 89 |
| Loan quality | 84 (stronger) | 81 |
| Earnings | 57 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 89th | 79th |
| Total assets | $431.4M | $1.1B |
| Deposits / shares | $368.7M | $872.4M |
| Capital ratio | 14.78% (stronger) | 13.92% |
| Problem loans | 0.47% (stronger) | 0.57% |
| Net charge-offs | 0.45% (stronger) | 1.69% |
| Return on assets | 0.92% (stronger) | 0.10% |
| Loans ÷ deposits | 60.6% (stronger) | 63.3% |
| Uninsured deposits | 10.9% | 7.1% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.7% |
Pecu Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pecu Credit Union leads on 6 and Velocity Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.