Side-by-side · Q2 2026 data
Pee Dee Federal Savings Bank vs Safe Federal Credit Union
Metric by metric
| Measure | Pee Dee Federal Savings Bank | Safe Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 60 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 89th | 70th |
| Total assets | $37.1M | $2.0B |
| Deposits / shares | $29.4M | $1.7B |
| Capital ratio | 20.51% (stronger) | 10.97% |
| Problem loans | 0.27% (stronger) | 0.63% |
| Net charge-offs | 0.06% (stronger) | 1.24% |
| Return on assets | 0.99% | 1.27% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 79.1% |
| Uninsured deposits | 3.2% (stronger) | 8.7% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.3% |
Pee Dee Federal Savings Bank has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pee Dee Federal Savings Bank leads on 6 and Safe Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.