Side-by-side · Q2 2026 data
Penn South Cooperative vs Everest Federal Credit Union
Metric by metric
| Measure | Penn South Cooperative | Everest Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 35 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 21 (stronger) | 0 |
| Earnings | 69 (stronger) | 33 |
| Funding & liquidity | 54 | 90 (stronger) |
| Problem-loan coverage | 76 (stronger) | 34 |
| Peer percentile | 30th | 2nd |
| Total assets | $8.1M | $7.6M |
| Deposits / shares | $6.7M | $6.8M |
| Capital ratio | 15.08% (stronger) | 8.65% |
| Problem loans | 2.38% (stronger) | 5.40% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.24% (stronger) | 0.32% |
| Loans ÷ deposits | 105.8% | 70.2% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Penn South Cooperative has the higher TellerScore (65 vs 35). On the 6 directional measures above (where higher or lower is clearly better), Penn South Cooperative leads on 4 and Everest Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.