TellerScore

Everest Federal Credit Union (NCUA charter #24906) is based in Jackson Heights, New York. Its Q2 2026 call report shows $7.6M in total assets and $6.8M in member shares and deposits.

Everest Federal Credit Union has a TellerScore of 35 out of 100 (low) based on Q2 2026 data — higher than only 2% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 265th. Funding & liquidity contributes the most (90/100, 70% loans-to-deposits, 0% uninsured); loan quality contributes the least (0/100, 5.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Net worth ratio: 8.65%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.40%
Earnings33/100
Return on assets (annualized): 0.32%
Funding & liquidity90/100
Loans ÷ shares: 70.2% · 0.0% uninsured
Problem-loan coverage34/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 32.93%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 16 points (51 → 35), mostly because the earnings component weakened by 67 points.

TellerScore
244259Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202459
Q4 202450
Q1 202556
Q2 202551
Q3 202542
Q4 202537
Q1 202624
Q2 202635
Net worth ratio
7.00%10.04%13.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.47%
Q3 202413.08%
Q4 202411.19%
Q1 202511.18%
Q2 202510.15%
Q3 20259.61%
Q4 20257.39%
Q1 20267.06%
Q2 20268.65%
Delinquent loans (60+ days)
3.44%11.94%20.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.44%
Q3 20243.56%
Q4 202420.45%
Q1 20255.34%
Q2 20258.33%
Q3 202510.19%
Q4 20257.24%
Q1 20265.86%
Q2 20265.40%
Return on assets
-0.56%2.79%6.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.35%
Q3 20242.16%
Q4 20242.59%
Q1 20256.13%
Q2 20253.30%
Q3 20251.10%
Q4 20251.19%
Q1 2026-0.56%
Q2 20260.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202635$7.6M8.65%5.40%0.32%70.2%
Q1 202624$9.0M7.06%5.86%-0.56%56.2%
Q4 202537$8.8M7.39%7.24%1.19%57.5%
Q3 202542$10.7M9.61%10.19%1.10%46.3%
Q2 202551$6.3M10.15%8.33%3.30%71.9%
Q1 202556$5.6M11.18%5.34%6.13%77.7%
Q4 202450$4.8M11.19%20.45%2.59%84.3%
Q3 202459$3.6M13.08%3.56%2.16%103.5%
Q2 202455$3.5M12.47%3.44%1.35%85.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.65%
7th
Problem loans5.40%
6th
Net charge-offs0.00%
77th
Return on assets0.32%
32nd
Loans to deposits70.2%
33rd
Uninsured deposits0.0%
81st
Loan-loss reserves2.66%
92nd
Texas ratio32.9%
2nd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Penn South CooperativeCredit union New York, NY65 out of 100, Moderate$8.1M15.1%2.38%vs
Sister'S Hospital Employees Federal Credit UnionCredit union Buffalo, NY73 out of 100, Strong$8.2M11.9%0.54%vs
Generations United Federal Credit UnionCredit union New York, NY65 out of 100, Moderate$7.0M44.4%0.83%vs
Linton Federal Credit UnionCredit union Tonawanda, NY86 out of 100, Very strong$8.2M20.9%0.44%vs
Crouse Hinds Employees Federal Credit UnionCredit union Syracuse, NY84 out of 100, Strong$6.9M12.1%0.13%vs
Mamta Federal Credit UnionCredit union Mamaroneck, NY74 out of 100, Strong$8.3M17.2%1.18%vs

Deposit insurance

Is my money safe at Everest Federal Credit Union?

Yes. Everest Federal Credit Union is a federally insured credit union (NCUA charter #24906). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.65%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Everest Federal Credit Union
Type
Federal credit union
NCUA charter #
24906
RSSD ID
5336124
Primary regulator
NCUA
Established
2018
Headquarters
3751 75th Street, FL 1B, Jackson Heights, NY 11372
Employees
10

Quick answers

Everest Federal Credit Union: common questions

Is Everest Federal Credit Union NCUA insured?

Yes. Everest Federal Credit Union is a federally insured credit union (NCUA charter #24906). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Everest Federal Credit Union's TellerScore?

35 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.