Side-by-side · Q2 2026 data
Penn South Cooperative vs Sister'S Hospital Employees Federal Credit Union
Credit union
Sister'S Hospital Employees Federal Credit Union
Buffalo, New York · Under $100 million in assets
Metric by metric
| Measure | Penn South Cooperative | Sister'S Hospital Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 21 | 82 (stronger) |
| Earnings | 69 (stronger) | 36 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 76 | 97 (stronger) |
| Peer percentile | 30th | 47th |
| Total assets | $8.1M | $8.2M |
| Deposits / shares | $6.7M | $7.2M |
| Capital ratio | 15.08% (stronger) | 11.94% |
| Problem loans | 2.38% | 0.54% (stronger) |
| Net charge-offs | 0.00% | -0.19% (stronger) |
| Return on assets | 1.24% (stronger) | 0.40% |
| Loans ÷ deposits | 105.8% | 41.6% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sister'S Hospital Employees Federal Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Penn South Cooperative leads on 2 and Sister'S Hospital Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.