TellerScore

Sister'S Hospital Employees Federal Credit Union (NCUA charter #20279) is based in Buffalo, New York. Its Q2 2026 call report shows $8.2M in total assets and $7.2M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Sister'S Hospital Employees Federal Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 120th. Its strongest component is funding & liquidity (100/100; 42% loans-to-deposits, 0% uninsured), and its lowest is earnings (36/100; 0.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.94%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.54%
Earnings36/100
Return on assets (annualized): 0.40%
Funding & liquidity100/100
Loans ÷ shares: 41.6% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).

TellerScore
667379Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202470
Q4 202466
Q1 202573
Q2 202574
Q3 202574
Q4 202577
Q1 202679
Q2 202673
Net worth ratio
7.00%9.47%11.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.88%
Q3 202410.87%
Q4 202411.91%
Q1 202511.21%
Q2 202511.13%
Q3 202511.24%
Q4 202511.82%
Q1 202611.88%
Q2 202611.94%
Delinquent loans (60+ days)
0.00%0.51%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.14%
Q4 20241.01%
Q1 20250.11%
Q2 20250.11%
Q3 20250.30%
Q4 20250.20%
Q1 20260.00%
Q2 20260.54%
Return on assets
-0.06%0.26%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.05%
Q3 2024-0.06%
Q4 20240.10%
Q1 20250.24%
Q2 20250.33%
Q3 20250.53%
Q4 20250.59%
Q1 20260.50%
Q2 20260.40%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$8.2M11.94%0.54%0.40%41.6%
Q1 202679$8.1M11.88%0.00%0.50%41.7%
Q4 202577$8.1M11.82%0.20%0.59%41.7%
Q3 202574$8.4M11.24%0.30%0.53%42.3%
Q2 202574$8.3M11.13%0.11%0.33%44.7%
Q1 202573$8.2M11.21%0.11%0.24%46.2%
Q4 202466$7.6M11.91%1.01%0.10%52.0%
Q3 202470$8.3M10.87%0.14%-0.06%49.2%
Q2 202471$8.3M10.88%0.00%-0.05%50.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.94%
31st
Problem loans0.54%
57th
Net charge-offs-0.19%
96th
Return on assets0.40%
37th
Loans to deposits41.6%
76th
Uninsured deposits0.0%
81st
Loan-loss reserves0.96%
82nd
Texas ratio1.6%
57th

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Deposit insurance

Is my money safe at Sister'S Hospital Employees Federal Credit Union?

Yes. Sister'S Hospital Employees Federal Credit Union is a federally insured credit union (NCUA charter #20279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sister'S Hospital Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sister'S Hospital Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
20279
RSSD ID
50685
Primary regulator
NCUA
Established
1970
Headquarters
2157 Main Street, Buffalo, NY 14214
Employees
4

Quick answers

Sister'S Hospital Employees Federal Credit Union: common questions

Is Sister'S Hospital Employees Federal Credit Union NCUA insured?

Yes. Sister'S Hospital Employees Federal Credit Union is a federally insured credit union (NCUA charter #20279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sister'S Hospital Employees Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sister'S Hospital Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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