Side-by-side · Q2 2026 data
PennCrest Bank vs Blair County Federal Credit Union
Credit union
Blair County Federal Credit Union
Altoona, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | PennCrest Bank | Blair County Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 97 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 39 | 100 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 64th | 98th |
| Total assets | $247.1M | $78.0M |
| Deposits / shares | $210.0M | $60.2M |
| Capital ratio | 13.48% | 22.75% (stronger) |
| Problem loans | 0.50% | 0.40% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 0.47% | 2.32% (stronger) |
| Loans ÷ deposits | 74.4% | 18.8% (stronger) |
| Uninsured deposits | 6.4% | 1.9% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | — |
Blair County Federal Credit Union has the higher TellerScore (97 vs 76). On the 7 directional measures above (where higher or lower is clearly better), PennCrest Bank leads on 1 and Blair County Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.