TellerScore

Blair County Federal Credit Union is a federal credit union headquartered in Altoona, Pennsylvania, in business for about 73 years. At the end of Q2 2026 it reported $78.0M in total assets and $60.2M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Blair County Federal Credit Union scores 97/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 7th. Its strongest component is capital cushion (100/100; 22.75%), and its lowest is loan quality (87/100; 0.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.75%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings100/100
Return on assets (annualized): 2.32%
Funding & liquidity100/100
Loans ÷ shares: 18.8% · 1.9% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (98 → 97).

TellerScore
959799Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202499
Q3 202498
Q4 202495
Q1 202599
Q2 202598
Q3 202598
Q4 202598
Q1 202698
Q2 202697
Net worth ratio
7.00%14.88%22.75%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.08%
Q3 202420.82%
Q4 202421.19%
Q1 202520.98%
Q2 202521.87%
Q3 202522.12%
Q4 202522.49%
Q1 202622.34%
Q2 202622.75%
Delinquent loans (60+ days)
0.11%0.35%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.11%
Q3 20240.28%
Q4 20240.59%
Q1 20250.19%
Q2 20250.31%
Q3 20250.30%
Q4 20250.29%
Q1 20260.28%
Q2 20260.40%
Return on assets
2.09%2.33%2.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.50%
Q3 20242.57%
Q4 20242.50%
Q1 20252.31%
Q2 20252.50%
Q3 20252.46%
Q4 20252.45%
Q1 20262.09%
Q2 20262.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202697$78.0M22.75%0.40%2.32%18.8%
Q1 202698$77.2M22.34%0.28%2.09%19.1%
Q4 202598$74.9M22.49%0.29%2.45%20.8%
Q3 202598$74.1M22.12%0.30%2.46%21.5%
Q2 202598$72.8M21.87%0.31%2.50%22.2%
Q1 202599$73.6M20.98%0.19%2.31%21.8%
Q4 202495$70.9M21.19%0.59%2.50%23.6%
Q3 202498$70.1M20.82%0.28%2.57%24.2%
Q2 202499$70.4M20.08%0.11%2.50%24.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.75%
85th
Problem loans0.40%
63rd
Net charge-offs0.11%
56th
Return on assets2.32%
97th
Loans to deposits18.8%
95th
Uninsured deposits1.9%
46th
Loan-loss reserves0.00%
37th
Texas ratio0.3%
80th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
G.A.P. Federal Credit UnionCredit union Johnstown, PA87 out of 100, Very strong$79.0M13.7%0.74%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs
Bethlehem 1st Federal Credit UnionCredit union Bethlehem, PA68 out of 100, Moderate$75.7M12.4%2.11%vs
Pittsburgh Firefighters' Federal Credit UnionCredit union Pittsburgh, PA86 out of 100, Very strong$81.4M23.1%0.48%vs
Armstrong Associates Federal Credit UnionCredit union Ford City, PA75 out of 100, Strong$82.3M12.3%0.57%vs
Washington Area Teachers Federal Credit UnionCredit union Washington, PA78 out of 100, Strong$82.4M11.6%0.25%vs

Deposit insurance

Is my money safe at Blair County Federal Credit Union?

Yes. Blair County Federal Credit Union is a federally insured credit union (NCUA charter #8831). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.75%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Blair County Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Blair County Federal Credit Union
Type
Federal credit union
NCUA charter #
8831
RSSD ID
299082
Primary regulator
NCUA
Established
1953
Headquarters
3001 Sixth Avenue, Altoona, PA 16602
Employees
9

Quick answers

Blair County Federal Credit Union: common questions

Is Blair County Federal Credit Union NCUA insured?

Yes. Blair County Federal Credit Union is a federally insured credit union (NCUA charter #8831). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Blair County Federal Credit Union's TellerScore?

97 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Blair County Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Altoona

InstitutionScoreAssetsCapitalProblem loansCompare
A.B. Federal Credit UnionCredit union Duncansville, PA91 out of 100, Very strong$10.5M14.8%0.08%vs
C-B-W Schools Federal Credit UnionCredit union Sidman, PA91 out of 100, Very strong$131.8M29.8%0.33%vs
G.A.P. Federal Credit UnionCredit union Johnstown, PA87 out of 100, Very strong$79.0M13.7%0.74%vs
Investment Savings BankBank Altoona, PA86 out of 100, Very strong$105.2M21.7%0.13%vs
Your Choice Federal Credit UnionCredit union Altoona, PA85 out of 100, Very strong$14.0M12.6%0.09%vs
Altoona Area Employees Federal Credit UnionCredit union Altoona, PA84 out of 100, Strong$19.4M11.5%0.00%vs