Side-by-side · Q2 2026 data
PennCrest Bank vs C-B-W Schools Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | PennCrest Bank | C-B-W Schools Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 91 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 83 | 89 (stronger) |
| Earnings | 39 | 69 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 64th | 96th |
| Total assets | $247.1M | $131.8M |
| Deposits / shares | $210.0M | $96.1M |
| Capital ratio | 13.48% | 29.78% (stronger) |
| Problem loans | 0.50% | 0.33% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.47% | 1.23% (stronger) |
| Loans ÷ deposits | 74.4% | 28.6% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 8.4% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 0.0% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), PennCrest Bank leads on 1 and C-B-W Schools Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.