Side-by-side · Q2 2026 data
Pennian Bank vs InFirst Bank
Metric by metric
| Measure | Pennian Bank | InFirst Bank |
|---|---|---|
| TellerScore | 55 | 69 (stronger) |
| Capital cushion | 42 | 45 (stronger) |
| Loan quality | 64 | 97 (stronger) |
| Earnings | 36 | 61 (stronger) |
| Funding & liquidity | 76 (stronger) | 63 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 11th | 40th |
| Total assets | $667.9M | $683.2M |
| Deposits / shares | $578.9M | $612.7M |
| Capital ratio | 9.24% | 9.49% (stronger) |
| Problem loans | 1.09% | 0.10% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.39% | 1.02% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 97.3% |
| Uninsured deposits | 21.8% | 14.6% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 13.2% |
InFirst Bank has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Pennian Bank leads on 1 and InFirst Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.