Side-by-side · Q2 2026 data
Pennian Bank vs Reliance Savings Bank
Metric by metric
| Measure | Pennian Bank | Reliance Savings Bank |
|---|---|---|
| TellerScore | 55 | 67 (stronger) |
| Capital cushion | 42 | 72 (stronger) |
| Loan quality | 64 | 91 (stronger) |
| Earnings | 36 (stronger) | 32 |
| Funding & liquidity | 76 (stronger) | 46 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 11th | 34th |
| Total assets | $667.9M | $648.9M |
| Deposits / shares | $578.9M | $511.7M |
| Capital ratio | 9.24% | 12.24% (stronger) |
| Problem loans | 1.09% | 0.26% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 0.39% (stronger) | 0.30% |
| Loans ÷ deposits | 76.3% (stronger) | 97.4% |
| Uninsured deposits | 21.8% (stronger) | 29.8% |
| Offices | 11 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 10.8% |
Reliance Savings Bank has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Pennian Bank leads on 3 and Reliance Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.