Side-by-side · Q2 2026 data
Pennstar Federal Credit Union vs Mahoning Valley Federal Credit Union
Credit union
Pennstar Federal Credit Union
Hermitage, Pennsylvania · Under $100 million in assets
Credit union
Mahoning Valley Federal Credit Union
Youngstown, Ohio · Under $100 million in assets
Metric by metric
| Measure | Pennstar Federal Credit Union | Mahoning Valley Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 66 (stronger) | 40 |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 68th | 9th |
| Total assets | $58.7M | $376K |
| Deposits / shares | $49.3M | $337K |
| Capital ratio | 15.59% (stronger) | 10.17% |
| Problem loans | 1.01% (stronger) | 1.80% |
| Net charge-offs | 0.39% | 0.00% (stronger) |
| Return on assets | 0.67% (stronger) | -6.85% |
| Loans ÷ deposits | 36.4% (stronger) | 40.9% |
| Uninsured deposits | 1.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pennstar Federal Credit Union has the higher TellerScore (81 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Pennstar Federal Credit Union leads on 5 and Mahoning Valley Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.