Mahoning Valley Federal Credit Union (NCUA charter #14469) is based in Youngstown, Ohio. Its Q2 2026 call report shows $376K in total assets and $337K in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Mahoning Valley Federal Credit Union scores 50/100, which we describe as below average. That is higher than only 9% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 182nd. Its strongest component is funding & liquidity (100/100; 41% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -6.85%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (58 → 50), mostly because the capital cushion component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 50 |
| Q4 2024 | 53 |
| Q1 2025 | 50 |
| Q2 2025 | 58 |
| Q3 2025 | 62 |
| Q4 2025 | 62 |
| Q1 2026 | 50 |
| Q2 2026 | 50 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.13% |
| Q3 2024 | 15.70% |
| Q4 2024 | 15.09% |
| Q1 2025 | 13.25% |
| Q2 2025 | 11.63% |
| Q3 2025 | 13.54% |
| Q4 2025 | 13.12% |
| Q1 2026 | 11.55% |
| Q2 2026 | 10.17% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 10.60% |
| Q3 2024 | 12.03% |
| Q4 2024 | 4.89% |
| Q1 2025 | 2.89% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.55% |
| Q4 2025 | 1.39% |
| Q1 2026 | 2.19% |
| Q2 2026 | 1.80% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -14.23% |
| Q3 2024 | -12.28% |
| Q4 2024 | -9.66% |
| Q1 2025 | -2.78% |
| Q2 2025 | -6.13% |
| Q3 2025 | -7.69% |
| Q4 2025 | -7.88% |
| Q1 2026 | -6.60% |
| Q2 2026 | -6.85% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $376K | 10.17% | 1.80% | -6.85% | 40.9% |
| Q1 2026 | 50 | $387K | 11.55% | 2.19% | -6.60% | 40.1% |
| Q4 2025 | 62 | $389K | 13.12% | 1.39% | -7.88% | 43.4% |
| Q3 2025 | 62 | $424K | 13.54% | 1.55% | -7.69% | 40.7% |
| Q2 2025 | 58 | $556K | 11.63% | 1.37% | -6.13% | 42.8% |
| Q1 2025 | 50 | $586K | 13.25% | 2.89% | -2.78% | 32.0% |
| Q4 2024 | 53 | $542K | 15.09% | 4.89% | -9.66% | 41.7% |
| Q3 2024 | 50 | $588K | 15.70% | 12.03% | -12.28% | 39.9% |
| Q2 2024 | 51 | $614K | 16.13% | 10.60% | -14.23% | 42.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cleveland Church of Christ Federal Credit UnionCredit union Cleveland, OH | 68 out of 100, Moderate | $365K | 11.9% | 0.36% | vs |
| Wright-Dunbar Area Credit UnionCredit union Dayton, OH | 54 out of 100, Below average | $360K | 18.5% | 24.93% | vs |
| Heekin Can Empl Credit UnionCredit union Cincinnati, OH | 55 out of 100, Moderate | $279K | 75.3% | 3.00% | vs |
| Mt Zion Woodlawn Federal Credit UnionCredit union Cincinnati, OH | 64 out of 100, Moderate | $142K | 9.6% | 0.00% | vs |
| Shaker Heights Federal Credit UnionCredit union Shaker Heights, OH | 54 out of 100, Below average | $1.2M | 24.3% | 15.96% | vs |
| Ibew 141 Federal Credit UnionCredit union Saint Clairsvil, OH | 90 out of 100, Very strong | $1.3M | 19.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Mahoning Valley Federal Credit Union?
Yes. Mahoning Valley Federal Credit Union is a federally insured credit union (NCUA charter #14469). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.17%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Mahoning Valley Federal Credit Union lists 1 office in 1 city. Most locations:
- Youngstown, OH (1)
Identity & history
Profile
- Legal name
- Mahoning Valley Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14469
- RSSD ID
- 547886
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 15 Colonial Dr Ste 14, Youngstown, OH 44505
- Employees
- 2
Quick answers
Mahoning Valley Federal Credit Union: common questions
Is Mahoning Valley Federal Credit Union NCUA insured?
Yes. Mahoning Valley Federal Credit Union is a federally insured credit union (NCUA charter #14469). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Mahoning Valley Federal Credit Union's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mahoning Valley Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Youngstown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sca Federal Credit UnionCredit union New Castle, PA | 94 out of 100, Very strong | $17.4M | 19.7% | 0.09% | vs |
| Doy Federal Credit UnionCredit union Youngstown, OH | 85 out of 100, Very strong | $70.8M | 14.1% | 0.25% | vs |
| First Choice Federal Credit UnionCredit union New Castle, PA | 82 out of 100, Strong | $94.5M | 12.6% | 0.79% | vs |
| Gnc Community Federal Credit UnionCredit union New Castle, PA | 82 out of 100, Strong | $85.0M | 15.3% | 0.41% | vs |
| Pennstar Federal Credit UnionCredit union Hermitage, PA | 81 out of 100, Strong | $58.7M | 15.6% | 1.01% | vs |
| New Castle Bellco Federal Credit UnionCredit union New Castle, PA | 79 out of 100, Strong | $14.9M | 11.9% | 0.04% | vs |