Side-by-side · Q2 2026 data
Pentucket Bank vs MountainOne Bank
Metric by metric
| Measure | Pentucket Bank | MountainOne Bank |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 67 | 97 (stronger) |
| Loan quality | 74 (stronger) | 65 |
| Earnings | 50 | 69 (stronger) |
| Funding & liquidity | 38 (stronger) | 33 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 30th | 70th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $877.9M | $774.3M |
| Capital ratio | 11.67% | 14.75% (stronger) |
| Problem loans | 0.79% (stronger) | 1.06% |
| Net charge-offs | 0.04% (stronger) | 0.16% |
| Return on assets | 0.74% | 1.22% (stronger) |
| Loans ÷ deposits | 101.4% (stronger) | 107.0% |
| Uninsured deposits | 33.8% | 33.6% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 19.4% |
MountainOne Bank has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Pentucket Bank leads on 3 and MountainOne Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.