Side-by-side · Q2 2026 data
PeopleFirst Bank vs Chicago Firefighter'S Credit Union
Credit union
Chicago Firefighter'S Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | PeopleFirst Bank | Chicago Firefighter'S Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 73 | 91 (stronger) |
| Loan quality | 96 | 98 (stronger) |
| Earnings | 66 | 72 (stronger) |
| Funding & liquidity | 59 | 89 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 87th |
| Total assets | $265.6M | $92.9M |
| Deposits / shares | $211.1M | $78.7M |
| Capital ratio | 12.35% | 14.11% (stronger) |
| Problem loans | 0.13% | 0.07% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.12% |
| Return on assets | 1.14% | 1.30% (stronger) |
| Loans ÷ deposits | 86.5% | 71.0% (stronger) |
| Uninsured deposits | 28.4% | 2.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chicago Firefighter'S Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), PeopleFirst Bank leads on 1 and Chicago Firefighter'S Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.