TellerScore

Headquartered in Chicago, Illinois, Chicago Firefighter'S Credit Union is a federally insured state-chartered credit union with $92.9M in total assets and $78.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1937.

Based on its Q2 2026 filing, Chicago Firefighter'S Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 27th. Its strongest component is problem-loan coverage (99/100; 0.3%), and its lowest is earnings (72/100; 1.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.11%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings72/100
Return on assets (annualized): 1.30%
Funding & liquidity89/100
Loans ÷ shares: 71.0% · 2.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 89).

TellerScore
849095Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202495
Q4 202490
Q1 202587
Q2 202590
Q3 202591
Q4 202584
Q1 202689
Q2 202689
Net worth ratio
7.00%11.61%16.21%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.73%
Q3 202416.21%
Q4 202415.39%
Q1 202515.02%
Q2 202515.31%
Q3 202515.18%
Q4 202514.69%
Q1 202614.08%
Q2 202614.11%
Delinquent loans (60+ days)
0.03%0.09%0.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.09%
Q3 20240.05%
Q4 20240.13%
Q1 20250.11%
Q2 20250.15%
Q3 20250.12%
Q4 20250.14%
Q1 20260.03%
Q2 20260.07%
Return on assets
0.68%1.45%2.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.20%
Q3 20242.22%
Q4 20241.29%
Q1 20250.84%
Q2 20251.25%
Q3 20251.34%
Q4 20250.68%
Q1 20261.14%
Q2 20261.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$92.9M14.11%0.07%1.30%71.0%
Q1 202689$90.7M14.08%0.03%1.14%70.9%
Q4 202584$85.1M14.69%0.14%0.68%78.2%
Q3 202591$84.2M15.18%0.12%1.34%79.0%
Q2 202590$81.2M15.31%0.15%1.25%81.2%
Q1 202587$80.6M15.02%0.11%0.84%80.7%
Q4 202490$77.5M15.39%0.13%1.29%84.3%
Q3 202495$75.1M16.21%0.05%2.22%89.4%
Q2 202495$74.7M15.73%0.09%2.20%86.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.11%
48th
Problem loans0.07%
82nd
Net charge-offs0.12%
56th
Return on assets1.30%
79th
Loans to deposits71.0%
31st
Uninsured deposits2.2%
43rd
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Taylorville Community Credit UnionCredit union Taylorville, IL77 out of 100, Strong$90.8M12.6%0.87%vs
The Credit Union for AllCredit union Bloomington, IL45 out of 100, Below average$89.6M7.8%1.85%vs
Metro Federal Credit UnionCredit union Arlington Heigh, IL68 out of 100, Moderate$80.0M9.6%0.83%vs
Select Employees Credit UnionCredit union Sterling, IL86 out of 100, Very strong$78.6M12.6%0.26%vs
Midwest Coalition of Labor Credit UnionCredit union Countryside, IL85 out of 100, Very strong$77.1M15.5%0.93%vs
Education Personnel Federal Credit UnionCredit union Danville, IL76 out of 100, Strong$74.3M12.3%0.60%vs

Deposit insurance

Is my money safe at Chicago Firefighter'S Credit Union?

Yes. Chicago Firefighter'S Credit Union is a federally insured credit union (NCUA charter #61209). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.2% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Chicago Firefighter'S Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Chicago Firefighter'S Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61209
RSSD ID
156596
Primary regulator
State + NCUA
Established
1937
Headquarters
6230 S Central Ave, Chicago, IL 60638
Employees
6

Quick answers

Chicago Firefighter'S Credit Union: common questions

Is Chicago Firefighter'S Credit Union NCUA insured?

Yes. Chicago Firefighter'S Credit Union is a federally insured credit union (NCUA charter #61209). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Chicago Firefighter'S Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Chicago Firefighter'S Credit Union have?

1 office as of the latest NCUA data.

Nearby

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