Side-by-side · Q2 2026 data
Peoples Advantage Federal Credit Union vs Jackson River Community Credit Union
Credit union
Peoples Advantage Federal Credit Union
Petersburg, Virginia · $100 million – $1 billion
Credit union
Jackson River Community Credit Union
Covington, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Peoples Advantage Federal Credit Union | Jackson River Community Credit Union |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 53 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 57th | 91st |
| Total assets | $115.3M | $132.6M |
| Deposits / shares | $87.8M | $111.4M |
| Capital ratio | 22.15% (stronger) | 15.90% |
| Problem loans | 3.09% | 1.41% (stronger) |
| Net charge-offs | 1.19% | 0.67% (stronger) |
| Return on assets | 2.88% (stronger) | 2.42% |
| Loans ÷ deposits | 67.6% | 48.1% (stronger) |
| Uninsured deposits | 3.9% | 3.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.1% | — |
Jackson River Community Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Peoples Advantage Federal Credit Union leads on 2 and Jackson River Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.