Side-by-side · Q2 2026 data
Peoples Bank vs Capra Bank
Metric by metric
| Measure | Peoples Bank | Capra Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 57 (stronger) | 39 |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 34 | 52 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 53rd | 49th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 10.73% (stronger) | 8.91% |
| Problem loans | 0.85% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.10% (stronger) | 1.22% |
| Loans ÷ deposits | 102.0% | 50.5% (stronger) |
| Uninsured deposits | 37.1% (stronger) | 58.4% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Peoples Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and Capra Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.