Side-by-side · Q2 2026 data
Peoples Bank vs First Harrison Bank
Metric by metric
| Measure | Peoples Bank | First Harrison Bank |
|---|---|---|
| TellerScore | 53 | 75 (stronger) |
| Capital cushion | 43 | 63 (stronger) |
| Loan quality | 63 | 76 (stronger) |
| Earnings | 37 | 77 (stronger) |
| Funding & liquidity | 60 | 84 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $2.0B | $1.3B |
| Deposits / shares | $1.7B | $1.1B |
| Capital ratio | 9.31% | 11.33% (stronger) |
| Problem loans | 1.10% | 0.72% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 0.43% | 1.42% (stronger) |
| Loans ÷ deposits | 85.8% | 58.7% (stronger) |
| Uninsured deposits | 28.0% (stronger) | 29.6% |
| Offices | 24 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | 11.3% |
First Harrison Bank has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and First Harrison Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.