Side-by-side · Q2 2026 data
Peoples Bank vs Trinity U.C.C. Federal Credit Union
Credit union
Trinity U.C.C. Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank | Trinity U.C.C. Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 93 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 37 | 66 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 11th | 94th |
| Total assets | $2.0B | $4.2M |
| Deposits / shares | $1.7B | $3.5M |
| Capital ratio | 9.31% | 16.50% (stronger) |
| Problem loans | 1.10% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.43% | 1.15% (stronger) |
| Loans ÷ deposits | 85.8% | 2.9% (stronger) |
| Uninsured deposits | 28.0% | 0.0% (stronger) |
| Offices | 24 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | — |
Trinity U.C.C. Federal Credit Union has the higher TellerScore (93 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 1 and Trinity U.C.C. Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.