Side-by-side · Q2 2026 data
Peoples Bank vs Cooperative Extension Service
Metric by metric
| Measure | Peoples Bank | Cooperative Extension Service |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 93 (stronger) | 0 |
| Funding & liquidity | 79 (stronger) | 72 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 54th |
| Total assets | $313.8M | $5.0M |
| Deposits / shares | $272.1M | $3.7M |
| Capital ratio | 13.33% | 23.89% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.44% |
| Return on assets | 1.82% (stronger) | -0.49% |
| Loans ÷ deposits | 60.7% (stronger) | 88.4% |
| Uninsured deposits | 33.9% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and Cooperative Extension Service on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.