Side-by-side · Q2 2026 data
Peoples Bank vs Fort Roots Federal Credit Union
Credit union
Fort Roots Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank | Fort Roots Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 71 |
| Capital cushion | 83 | 83 |
| Loan quality | 99 (stronger) | 52 |
| Earnings | 93 (stronger) | 42 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 95th | 42nd |
| Total assets | $313.8M | $6.9M |
| Deposits / shares | $272.1M | $5.9M |
| Capital ratio | 13.33% | 13.34% (stronger) |
| Problem loans | 0.03% (stronger) | 1.43% |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.82% (stronger) | 0.56% |
| Loans ÷ deposits | 60.7% | 43.2% (stronger) |
| Uninsured deposits | 33.9% | 5.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Fort Roots Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.