Side-by-side · Q2 2026 data
Peoples Bank vs Up Federal Credit Union
Metric by metric
| Measure | Peoples Bank | Up Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 79 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 99 (stronger) | 70 |
| Earnings | 93 (stronger) | 33 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 95th | 62nd |
| Total assets | $313.8M | $32.2M |
| Deposits / shares | $272.1M | $24.8M |
| Capital ratio | 13.33% | 22.44% (stronger) |
| Problem loans | 0.03% (stronger) | 0.89% |
| Net charge-offs | -0.00% (stronger) | 0.34% |
| Return on assets | 1.82% (stronger) | 0.32% |
| Loans ÷ deposits | 60.7% | 56.6% (stronger) |
| Uninsured deposits | 33.9% | 1.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (90 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and Up Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.