Side-by-side · Q2 2026 data
Peoples Bank vs Calhoun County Bank, Inc.
Metric by metric
| Measure | Peoples Bank | Calhoun County Bank, Inc. |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 47 | 55 (stronger) |
| Loan quality | 80 | 81 (stronger) |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 58 | 75 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 44th | 50th |
| Total assets | $9.5B | $211.7M |
| Deposits / shares | $7.5B | $188.3M |
| Capital ratio | 9.70% | 10.48% (stronger) |
| Problem loans | 0.60% | 0.58% (stronger) |
| Net charge-offs | 0.35% | 0.01% (stronger) |
| Return on assets | 1.31% | 1.38% (stronger) |
| Loans ÷ deposits | 89.9% | 75.2% (stronger) |
| Uninsured deposits | 26.4% | 24.1% (stronger) |
| Offices | 128 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 19.6% |
Calhoun County Bank, Inc. has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 0 and Calhoun County Bank, Inc. on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.