Side-by-side · Q2 2026 data
Peoples Bank vs Citizens Bank of West Virginia, Inc.
Metric by metric
| Measure | Peoples Bank | Citizens Bank of West Virginia, Inc. |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 47 | 50 (stronger) |
| Loan quality | 80 | 81 (stronger) |
| Earnings | 72 | 98 (stronger) |
| Funding & liquidity | 58 | 69 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 44th | 57th |
| Total assets | $9.5B | $772.5M |
| Deposits / shares | $7.5B | $678.7M |
| Capital ratio | 9.70% | 10.00% (stronger) |
| Problem loans | 0.60% | 0.58% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.38% |
| Return on assets | 1.31% | 1.95% (stronger) |
| Loans ÷ deposits | 89.9% | 89.1% (stronger) |
| Uninsured deposits | 26.4% | 16.8% (stronger) |
| Offices | 128 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Citizens Bank of West Virginia, Inc. has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 1 and Citizens Bank of West Virginia, Inc. on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Buckhannon, WV
- New Martinsville, WV