Side-by-side · Q2 2026 data
Peoples Bank vs Southeastern Ohio Credit Union
Metric by metric
| Measure | Peoples Bank | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 67 | 78 (stronger) |
| Capital cushion | 47 | 71 (stronger) |
| Loan quality | 80 (stronger) | 66 |
| Earnings | 72 | 80 (stronger) |
| Funding & liquidity | 58 | 98 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 44th | 59th |
| Total assets | $9.5B | $65.4M |
| Deposits / shares | $7.5B | $56.9M |
| Capital ratio | 9.70% | 12.08% (stronger) |
| Problem loans | 0.60% (stronger) | 1.03% |
| Net charge-offs | 0.35% (stronger) | 0.68% |
| Return on assets | 1.31% | 1.49% (stronger) |
| Loans ÷ deposits | 89.9% | 61.9% (stronger) |
| Uninsured deposits | 26.4% | 0.0% (stronger) |
| Offices | 128 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Southeastern Ohio Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marietta, OH
- Cambridge, OH
- Caldwell, OH