Side-by-side · Q2 2026 data
Peoples Bank vs Basile State Bank
Metric by metric
| Measure | Peoples Bank | Basile State Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 57 |
| Capital cushion | 67 (stronger) | 51 |
| Loan quality | 56 (stronger) | 27 |
| Earnings | 90 | 90 |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 86 (stronger) | 62 |
| Peer percentile | 42nd | 16th |
| Total assets | $86.1M | $87.4M |
| Deposits / shares | $72.4M | $78.0M |
| Capital ratio | 11.66% (stronger) | 10.09% |
| Problem loans | 1.32% (stronger) | 2.20% |
| Net charge-offs | -0.20% (stronger) | 0.12% |
| Return on assets | 1.74% (stronger) | 1.74% |
| Loans ÷ deposits | 94.0% | 90.4% (stronger) |
| Uninsured deposits | 15.6% | 15.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and Basile State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.