Side-by-side · Q2 2026 data
Peoples Bank vs Caldwell Bank & Trust Company
Metric by metric
| Measure | Peoples Bank | Caldwell Bank & Trust Company |
|---|---|---|
| TellerScore | 71 (stronger) | 41 |
| Capital cushion | 67 (stronger) | 50 |
| Loan quality | 56 (stronger) | 5 |
| Earnings | 90 (stronger) | 59 |
| Funding & liquidity | 66 (stronger) | 52 |
| Problem-loan coverage | 86 (stronger) | 55 |
| Peer percentile | 42nd | 3rd |
| Total assets | $86.1M | $298.6M |
| Deposits / shares | $72.4M | $257.6M |
| Capital ratio | 11.66% (stronger) | 10.03% |
| Problem loans | 1.32% (stronger) | 2.86% |
| Net charge-offs | -0.20% (stronger) | 0.01% |
| Return on assets | 1.74% (stronger) | 0.98% |
| Loans ÷ deposits | 94.0% | 87.6% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 34.0% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (71 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 6 and Caldwell Bank & Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.