Side-by-side · Q2 2026 data
Peoples Bank vs Eureka Homestead
Metric by metric
| Measure | Peoples Bank | Eureka Homestead |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 56 | 84 (stronger) |
| Earnings | 90 (stronger) | 0 |
| Funding & liquidity | 66 (stronger) | 50 |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 42nd | 33rd |
| Total assets | $86.1M | $89.4M |
| Deposits / shares | $72.4M | $57.8M |
| Capital ratio | 11.66% | 21.12% (stronger) |
| Problem loans | 1.32% | 0.48% (stronger) |
| Net charge-offs | -0.20% (stronger) | 0.00% |
| Return on assets | 1.74% (stronger) | -0.53% |
| Loans ÷ deposits | 94.0% (stronger) | 128.8% |
| Uninsured deposits | 15.6% | 2.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and Eureka Homestead on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.