Side-by-side · Q2 2026 data
Peoples Bank vs Louisiana Machinery Employees Federal Credit Union
Credit union
Louisiana Machinery Employees Federal Credit Union
Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank | Louisiana Machinery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 90 (stronger) | 18 |
| Funding & liquidity | 66 | 71 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 42nd | 62nd |
| Total assets | $86.1M | $3.9M |
| Deposits / shares | $72.4M | $3.0M |
| Capital ratio | 11.66% | 22.39% (stronger) |
| Problem loans | 1.32% | 0.00% (stronger) |
| Net charge-offs | -0.20% (stronger) | -0.08% |
| Return on assets | 1.74% (stronger) | -0.05% |
| Loans ÷ deposits | 94.0% | 89.7% (stronger) |
| Uninsured deposits | 15.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisiana Machinery Employees Federal Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Louisiana Machinery Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.