Side-by-side · Q2 2026 data
Peoples Bank vs Ouachita Valley Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Peoples Bank | Ouachita Valley Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 67 | 81 (stronger) |
| Loan quality | 56 | 74 (stronger) |
| Earnings | 90 (stronger) | 75 |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 42nd | 78th |
| Total assets | $86.1M | $464.1M |
| Deposits / shares | $72.4M | $420.9M |
| Capital ratio | 11.66% | 13.12% (stronger) |
| Problem loans | 1.32% | 0.78% (stronger) |
| Net charge-offs | -0.20% (stronger) | 0.68% |
| Return on assets | 1.74% (stronger) | 1.37% |
| Loans ÷ deposits | 94.0% | 71.8% (stronger) |
| Uninsured deposits | 15.6% | 8.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.5% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Ouachita Valley Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.