Side-by-side · Q2 2026 data
Peoples Bank vs Sevenfold Federal Credit Union
Credit union
Sevenfold Federal Credit Union
West Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank | Sevenfold Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 67 | 88 (stronger) |
| Loan quality | 56 (stronger) | 38 |
| Earnings | 90 (stronger) | 65 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 86 | 87 (stronger) |
| Peer percentile | 42nd | 47th |
| Total assets | $86.1M | $52.5M |
| Deposits / shares | $72.4M | $45.0M |
| Capital ratio | 11.66% | 13.78% (stronger) |
| Problem loans | 1.32% (stronger) | 1.86% |
| Net charge-offs | -0.20% (stronger) | 0.19% |
| Return on assets | 1.74% (stronger) | 1.13% |
| Loans ÷ deposits | 94.0% | 54.2% (stronger) |
| Uninsured deposits | 15.6% | 5.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sevenfold Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Sevenfold Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.