Side-by-side · Q2 2026 data
Peoples Bank of Greensboro vs West Alabama Bank & Trust
Metric by metric
| Measure | Peoples Bank of Greensboro | West Alabama Bank & Trust |
|---|---|---|
| TellerScore | 59 | 77 (stronger) |
| Capital cushion | 39 | 72 (stronger) |
| Loan quality | 57 | 85 (stronger) |
| Earnings | 56 | 71 (stronger) |
| Funding & liquidity | 91 (stronger) | 77 |
| Problem-loan coverage | 80 | 87 (stronger) |
| Peer percentile | 17th | 68th |
| Total assets | $115.5M | $929.0M |
| Deposits / shares | $109.0M | $806.4M |
| Capital ratio | 8.91% | 12.22% (stronger) |
| Problem loans | 1.29% | 0.44% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.16% |
| Return on assets | 0.91% | 1.28% (stronger) |
| Loans ÷ deposits | 46.3% (stronger) | 74.0% |
| Uninsured deposits | 23.2% | 23.0% (stronger) |
| Offices | 1 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
West Alabama Bank & Trust has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Greensboro leads on 2 and West Alabama Bank & Trust on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.