Side-by-side · Q2 2026 data
Peoples Bank of Moniteau County vs Civic Central Credit Union
Credit union
Civic Central Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Peoples Bank of Moniteau County | Civic Central Credit Union |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 61 | 88 (stronger) |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 75 (stronger) | 71 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 54th | 89th |
| Total assets | $83.2M | $105.0M |
| Deposits / shares | $73.3M | $91.7M |
| Capital ratio | 11.12% | 13.84% (stronger) |
| Problem loans | 0.72% | 0.48% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.38% |
| Return on assets | 1.38% (stronger) | 1.28% |
| Loans ÷ deposits | 67.9% | 51.1% (stronger) |
| Uninsured deposits | 5.8% | 0.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | — |
Civic Central Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Moniteau County leads on 2 and Civic Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.