Side-by-side · Q2 2026 data
Peoples Choice Credit Union vs Central Kansas Education Credit Union
Credit union
Central Kansas Education Credit Union
Salina, Kansas · Under $100 million in assets
Metric by metric
| Measure | Peoples Choice Credit Union | Central Kansas Education Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 47 | 95 (stronger) |
| Earnings | 43 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 52nd | 68th |
| Total assets | $6.7M | $6.0M |
| Deposits / shares | $4.9M | $5.1M |
| Capital ratio | 26.32% (stronger) | 13.52% |
| Problem loans | 1.59% | 0.15% (stronger) |
| Net charge-offs | 1.03% | 0.18% (stronger) |
| Return on assets | 0.58% | 0.91% (stronger) |
| Loans ÷ deposits | 55.9% (stronger) | 87.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Kansas Education Credit Union has the higher TellerScore (81 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Peoples Choice Credit Union leads on 2 and Central Kansas Education Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.