Side-by-side · Q2 2026 data
Peoples Choice Credit Union vs Co-Operative Credit Union
Metric by metric
| Measure | Peoples Choice Credit Union | Co-Operative Credit Union |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 47 | 56 (stronger) |
| Earnings | 43 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 52nd | 57th |
| Total assets | $6.7M | $21.2M |
| Deposits / shares | $4.9M | $18.3M |
| Capital ratio | 26.32% (stronger) | 13.61% |
| Problem loans | 1.59% | 1.31% (stronger) |
| Net charge-offs | 1.03% | 0.14% (stronger) |
| Return on assets | 0.58% | 1.19% (stronger) |
| Loans ÷ deposits | 55.9% (stronger) | 56.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co-Operative Credit Union has the higher TellerScore (77 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Peoples Choice Credit Union leads on 2 and Co-Operative Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Coffeyville, KS