Side-by-side · Q2 2026 data
Peoples Choice Credit Union vs Crossroads Credit Union
Metric by metric
| Measure | Peoples Choice Credit Union | Crossroads Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 47 (stronger) | 0 |
| Earnings | 43 | 84 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 95 (stronger) | 66 |
| Peer percentile | 52nd | 34th |
| Total assets | $6.7M | $12.5M |
| Deposits / shares | $4.9M | $9.8M |
| Capital ratio | 26.32% (stronger) | 20.81% |
| Problem loans | 1.59% (stronger) | 6.32% |
| Net charge-offs | 1.03% | -0.03% (stronger) |
| Return on assets | 0.58% | 1.60% (stronger) |
| Loans ÷ deposits | 55.9% (stronger) | 72.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Choice Credit Union has the higher TellerScore (75 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Peoples Choice Credit Union leads on 4 and Crossroads Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.