Side-by-side · Q2 2026 data
Peoples Choice Credit Union vs Ellis Credit Union
Metric by metric
| Measure | Peoples Choice Credit Union | Ellis Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 47 | 100 (stronger) |
| Earnings | 43 | 44 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 52nd | 87th |
| Total assets | $6.7M | $5.6M |
| Deposits / shares | $4.9M | $4.6M |
| Capital ratio | 26.32% (stronger) | 17.07% |
| Problem loans | 1.59% | 0.00% (stronger) |
| Net charge-offs | 1.03% | -0.10% (stronger) |
| Return on assets | 0.58% | 0.61% (stronger) |
| Loans ÷ deposits | 55.9% | 51.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ellis Credit Union has the higher TellerScore (89 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Peoples Choice Credit Union leads on 1 and Ellis Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.