Side-by-side · Q2 2026 data
Peoples Community Bank SB of Monticello, Indiana vs Boonville Federal Savings Bank
Bank
Peoples Community Bank SB of Monticello, Indiana
Monticello, Indiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Community Bank SB of Monticello, Indiana | Boonville Federal Savings Bank |
|---|---|---|
| TellerScore | 57 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 5 | 70 (stronger) |
| Earnings | 51 (stronger) | 39 |
| Funding & liquidity | 50 | 63 (stronger) |
| Problem-loan coverage | 84 | 86 (stronger) |
| Peer percentile | 16th | 14th |
| Total assets | $42.7M | $71.5M |
| Deposits / shares | $19.5M | $53.1M |
| Capital ratio | 32.00% (stronger) | 8.85% |
| Problem loans | 2.84% | 0.89% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.77% (stronger) | 0.48% |
| Loans ÷ deposits | 204.0% | 97.4% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 12.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Community Bank SB of Monticello, Indiana has the higher TellerScore (57 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank SB of Monticello, Indiana leads on 5 and Boonville Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.