Side-by-side · Q2 2026 data
Peoples Community Bank SB of Monticello, Indiana vs Generations Community Bank
Bank
Peoples Community Bank SB of Monticello, Indiana
Monticello, Indiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Community Bank SB of Monticello, Indiana | Generations Community Bank |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 5 | 100 (stronger) |
| Earnings | 51 (stronger) | 0 |
| Funding & liquidity | 50 | 72 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 16th | 56th |
| Total assets | $42.7M | $30.9M |
| Deposits / shares | $19.5M | $5.6M |
| Capital ratio | 32.00% | 86.24% (stronger) |
| Problem loans | 2.84% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.77% (stronger) | -22.64% |
| Loans ÷ deposits | 204.0% | 54.4% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 40.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Community Bank has the higher TellerScore (76 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Peoples Community Bank SB of Monticello, Indiana leads on 2 and Generations Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.