Side-by-side · Q2 2026 data
Peoples Community Bank SB of Monticello, Indiana vs Purdue Federal Credit Union
Bank
Peoples Community Bank SB of Monticello, Indiana
Monticello, Indiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Community Bank SB of Monticello, Indiana | Purdue Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 5 | 94 (stronger) |
| Earnings | 51 | 59 (stronger) |
| Funding & liquidity | 50 | 75 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 16th | 75th |
| Total assets | $42.7M | $2.1B |
| Deposits / shares | $19.5M | $1.8B |
| Capital ratio | 32.00% (stronger) | 11.19% |
| Problem loans | 2.84% | 0.17% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.77% | 0.97% (stronger) |
| Loans ÷ deposits | 204.0% | 85.2% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 14.4% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Purdue Federal Credit Union has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank SB of Monticello, Indiana leads on 3 and Purdue Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.