Side-by-side · Q2 2026 data
People'S Community Federal Credit Union vs First Community Credit Union
Credit union
People'S Community Federal Credit Union
Vancouver, Washington · $100 million – $1 billion
Metric by metric
| Measure | People'S Community Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 23 | 99 (stronger) |
| Earnings | 57 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 54th | 95th |
| Total assets | $269.1M | $1.9B |
| Deposits / shares | $236.7M | $1.6B |
| Capital ratio | 15.51% (stronger) | 13.29% |
| Problem loans | 2.32% | 0.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 0.92% | 1.31% (stronger) |
| Loans ÷ deposits | 51.8% (stronger) | 81.0% |
| Uninsured deposits | 3.8% (stronger) | 6.3% |
| Offices | 5 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.9% | — |
First Community Credit Union has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), People'S Community Federal Credit Union leads on 4 and First Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.